Real estate appraisal services for homeowners in the city of Biloxi and Jackson County

See the top seven reasons MS homeowners call on Residential Appraisal:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. To challenge a MS property tax assessment
  3. Remove PMI to cut their monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a MS divorce, when real estate needs to be divided
  7. To settle an estate in Jackson county or MS by determining the true market value of real estate in question

Own a house in or near Biloxi, MS and need help deciding the value of it?
Contact Residential Appraisal.

We at Residential Appraisal understand the special needs of a homeowner seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. Our professional appraisers at Residential Appraisal are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your house will attract buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are seasoned in helping people just like you dismiss unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's declining. This only means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an appraisal report from Residential Appraisal is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An efficient appraisal from Residential Appraisal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need a professional to double-check your appraisal for efficiency, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.